Terms & Conditions:

Your use of any portion of the Family of Banks' web site is subject to the following terms and conditions.

Governing law. You agree that your use of the Family of Banks' web site is governed by the laws of the State of Montana and any applicable federal United States laws. For individual products and services offered by the Family of Banks, the applicable customer agreements and disclosures may specify that the laws of another jurisdiction will govern your use of the account and/or service, and the terms of those disclosures and agreements will continue to apply.

Copyright and trademark information. The trademarks, trade names, and service marks (the "Marks") used on the Family of Banks' web site belong to the Family of Banks or to various other parties. No one is authorized to use any of the Marks in any manner without the prior express written permission of the owner of the Mark. The materials displayed on the Family of Banks' web site are protected by U.S. and international copyright law and treaties, and shall not be transmitted, broadcast, copied, adapted, displayed, or performed without the prior express permission of Bank of the West. See our Copyright Notice for further information.

Limitations. None of the information on the Family of Banks' web site may be used, distributed, or reproduced for commercial purposes without our prior express written permission. No third party is authorized to solicit the Family of Banks' products or services without the Family of Banks' prior express written permission. There are various restrictions, limitations, and costs associated with the Family of Banks' products and services, which are disclosed in the applicable customer agreements and continue to apply regardless of any information provided in our web site. Not all products and services described are available in all geographic areas.

No warranties. From time to time the Family of Banks' web site may include information from third parties, and/or links to other web sites. The Family of Banks does not make any warranties, express or implied, regarding any third party information or any links to other web sites, and the Family of Banks assumes no responsibility for the accuracy, completeness, reliability or suitability of the information provided by third parties or information, software (if any), offers or activity found on other web sites which may be linked to our web site.

Limitation of liability. The Family of Banks disclaims liability for any and all claims, losses, costs, expenses (including attorneys' fees), and damages of whatever kind or nature including without limitation general, special, incidental, consequential, punitive, exemplary or treble damages ("Damages") based on any theory of liability, in connection with any use of the Family of Banks' web site and the information contained therein, even if the Family of Banks has been advised of the possibility of such Damages.

Changes. The Family of Banks reserves the right to change these terms and conditions, or the content of any portion of our web site at any time without notice. Your continued access of the Family of Banks' web site will be subject to the terms and conditions in effect at the time you access our web site.