CDs & IRAs

Retirement Accounts
The Family of Banks offers four different types of IRA’s: Traditional IRA’s, Roth IRA’s, Education IRA’s, and SEP IRA’s. Each is a variable rate account that earns a competitive rate of interest. A $5 monthly service charge is associated with the Traditional, Roth and SEP IRA accounts if the balance falls below $500.00.

Health Savings Accounts
We also offer Health Savings Accounts. An HSA is a tax-exempt trust or custodial account established exclusively for the purpose of paying qualified medical expense of the account beneficiary. Customers must be covered by an HDHP insurance plan to qualify for one of these accounts. Please see one of our friendly and knowledgable new account representatives for more details on this type of savings account.

Certificate of Deposits
FDIC insured CD’s are available from the Family of Banks with a variety of maturity terms. Rates for the most common maturities are posted in the lobbies of our banking offices. To learn more, or to begin setting up your Certificate of Deposit account, call (406) 273-2400. Our rates are very competitive with the market.