Checking

Consumer “Safe Kept” Checking Account.
No monthly fee & no minimum balance associated with this account. A minimum deposit of $100 is required to open this type of account. Free ATM or Check card. Interest paid on all balances over $500. Come into an office of the Family of Banks to learn more about this personal checking account option.

Note: This account may be available for certain non-profit corporations. Ask our new accounts personnel for details.

Distinguished Checking Account.
This account is available to customers of the Family of Banks over the age of 55. There is no minimum balance; no monthly service fees; unlimited check writing; and customers receive free safety paper checks with this checking account .

Regular Checking
If the balance falls below $200 in this account, there is a monthly service charge of $3 plus $0.20 per check per statement cycle.

Investment Checking Account
Interest is paid on this account at a competitive market rate compounded monthly. There is a $700 minimum balance required and a $5.00 monthly service charge if your balance falls below the $700 minimum balance. If you maintain high balances, the Investment Checking Account is the best place for your checking money.

Liquid Gold Checking Account
A special account option for existing customers of the Family of Banks. A VERY competitive variable tiered interest rate is associated with this account. $10,000 minimum opening balance and $10,000 minimum monthly balance required to avoid monthly service fee of $20. This includes a variety of free bank services such as World Wide free ATM usage (5/month), unlimited check writing, free 3 x 5 safe deposit box, and free checks.