Checking

*FREE Consumer “Safe Kept” Checking Account.
No monthly fee & no minimum balance associated with this account. Free ATM or Check card. Interest paid on all balances over $200. Come into an office of the Family of Banks to learn more about this personal checking account option.

Note: This account may be available for certain non-profit corporations. Ask our new accounts personnel for details.

*FREE Distinguished Checking Account.
This account is available to customers of the Family of Banks over the age of 55. There is no minimum balance; no monthly service fees; unlimited check writing; and customers receive free safety paper checks with this checking account .

Regular Checking Account
If the balance falls below $200 in this account, there is a monthly service charge of $3 plus $0.20 per check per statement cycle.

Investment Checking Account
Interest is paid on this account at a competitive market rate compounded monthly. There is a $700 minimum balance required and a $5.00 monthly service charge if your balance falls below the $700 minimum balance. If you maintain high balances, the Investment Checking Account is the best place for your checking money.

Liquid Gold Checking Account
A special account option for existing customers of the Family of Banks. A VERY competitive variable tiered interest rate is associated with this account. $10,000 minimum opening balance and $10,000 minimum monthly balance required to avoid monthly service fee of $15. This includes a variety of free bank services such as World Wide free ATM usage (5/month), unlimited check writing, free 3 x 5 safe deposit box, and free checks.